Qred VISA, the smart solution to save more on your business expenses. With immediate cashback benefit and integrated purchase protection, at no additional cost!
1% cashback on every transaction
No monthly or yearly fees
Payment in installments is always possible
When our corporate card is launched, you'll be the first to know!
Let us deal with costs transparently. Isn't it weird that you have to pay for a business credit card? That's why Qred VISA is free of charge, with no annual or monthly fees. Instead of saving for vague bonus points, we automatically give you 1% cashback on all your business purchases. We'll apply the discount directly to your monthly bill so you can start saving right away. Simple, clear and uncomplicated.
Traditional company cards often force you to make a quick full repayment — usually within 21 days. That can take a significant toll on your cash flow, especially if you're having a bad month. The Qred VISA business credit card works differently.
We offer you the unique opportunity to pay the entire bill in installments by repaying just 5% of the outstanding amount each month. You have up to 45 days interest-free during a billing period. Would you like more flexibility? Then simply pay an interest rate on the remaining balance. You decide how Qred VISA works best for you.
Payment option in installments
Up to 45 days interest-free on purchases
You decide whether you need the additional flexibility.
Having trouble with your purchase? With us, you don't have to worry about that. Qred VISA offers you buyer protection at no additional cost. Whether it's defects, damage, online fraud, or a package that never arrives: With Qred VISA, your business purchases are safe.
Qred is controlled by the Swedish Financial Supervisory Authority, which guarantees secure payment processes. This allows you to use Qred VISA as a reliable solution for all your business transactions without worries.
With Qred VISA, the only business credit card you need, you can significantly simplify your daily spending. Get access to additional features and the following benefits:
Digital spending management
No hassle with receipts. Get a digital overview of your business spending every month. Completely unbureaucratic!
Cash withdrawals
Withdraw cash from any ATM that accepts VISA. The ideal reserve for every day.
Up to 3 cards for employees
Give your employees their own card. Manage spending and keep track of things. It's free and easy.Mitarbeitern ihre eigene Karte. Verwalten Sie die Ausgaben und behalten Sie den Überblick. Kostenlos und einfach.
Individual credit limits
Set spending limits per card yourself via the app. Complete control over your business expenses.
Global acceptance
The card is accepted worldwide. Pay worry-free even abroad and online.
Digital wallet
Pay directly with your smartphone. Once activated, add the card directly to your digital wallet.
Soms heb je simpelweg contant geld nodig, bijvoorbeeld voor onverwachte uitgaven of waar pinnen niet kan. Met je Qeld VISA zakelijke creditcard neem je gemakkelijk geld op bij elke geldautomaat. Zo heb je altijd financiële ruimte achter de hand. Voor geldopnames geldt een toeslag van 3% op het opgenomen bedrag, met een minimum van €3,50.
You order spare parts or stock items online and simply pay with Qred VISA. The transaction is processed instantly, you receive 1% cashback on your purchase and buyer protection is valid until you get your hands on the spare part. Less risk, more convenience when shopping online. Convenient!
You fill up the company car and pay for a coffee and a roll — and immediately save 1% on the transaction. With Qred VISA, you can pay quickly and contactlessly, and all your expenses on the go are clearly summarized on a monthly bill, ideal for your business accounting. tanken den Firmenwagen und bezahlen einen Kaffee und ein Brötchen – und sparen sofort 1 % auf die Transaktion. Mit der Qred VISA bezahlen Sie schnell und kontaktlos, und alle Ihre Ausgaben unterwegs werden übersichtlich auf einer monatlichen Rechnung zusammengefasst, ideal für Ihre Geschäftsbuchhaltung.
Would you like to save on your monthly subscriptions for software or your phone, for example? When you use the Qred VISA, you automatically receive 1% cashback on all of these costs. This is how you reduce your monthly fixed costs without having to do anything about it.Selbstständige.
Jon, entrepreneur
stockholm
When you use your Qred VISA corporate card, you benefit from integrated purchase protection for all your online purchases — both on German and international websites. The protection applies without an upper limit to goods and services that can be complained about. With Purchase Protection, you can get your money back* if:
The product is damaged, defective, or faulty.
You are a victim of an online scam
The travel company or airline goes bankrupt before or during your trip
The product or service is not being delivered, for example due to delivery issues
.webp)
First, always contact the company or store you made the purchase from — in many cases, the problem can be resolved there. If that doesn't work, you can easily complain about your purchase by contacting us at Qred. We're here to help and answer any questions you may have about purchase protection.
If you become a victim of fraud or identity theft, or if someone uses your Qred VISA company card without authorization, you can get your money back. This allows you to feel safe when shopping online. Your purchase protection is valid from the time of purchase until the goods are delivered to you. If the goods are damaged or lost during transport, you can also request a refund*.
*Qred conditions apply. The claim for compensation may be affected by our conditions.
Qred VISA is the flexible credit card for companies for your daily spending, but what if you want to invest more in your business? Qred offers business loans for every need, from €5,000 to €500,000 — with payouts within 24 hours. Quick and easy.
No annual or monthly costs
The solution for je dagelijkse zakelijke uitgaven. The Qeld VISA is free, has 1% cashback op elke aankoop en biedt aankoopbescherming en de optie om gespreid te betalen.
No binding term
Voor ondernemers die Tempo Willen maken. Ideaal om direct je cashflow aan te vullen, te investeren in nieuwe apparatuur of unmonitored costs op te vangen. No paperwork, no watchtijd. Well rained.
Moritz, our country manager for Germany, and his team answered the most frequently asked questions here.
Founded in 2015 by entrepreneurs for entrepreneurs, the Swedish company Qred makes corporate finance smoother, simpler and more accessible for all companies — big or small. With offices in Sweden, Finland, Norway, Denmark, the Netherlands, Belgium, Germany and Brazil, Qred has already supported over 50,000 companies in seven different markets, enabling entrepreneurs to focus on what they do best.
Qred offers business loans ranging from €5,000 to €500,000 with flexible terms and gives its customers the option to repay the loan in full at any time. This means that you only pay for the period in which you actually need the loan.
You can call us on tel: +4940228999808 or email us at support@qred.de send.
We are available from Monday to Friday from 8:00 a.m. to 6:00 p.m.
We'll help you find the best financing solution for your business.
